Senior Financial Analyst, Payments

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Senior Financial Analyst, Payments based in the United States.

This role sits at the intersection of finance, data analytics, and payments strategy within a fast-moving digital commerce environment. You will transform large and complex transaction datasets into actionable insights that directly influence payment performance, fraud prevention, and revenue optimization. Working closely with cross-functional teams across finance, product, engineering, and customer operations, you will help shape payment processing strategies that improve conversion and reduce risk. The role combines advanced financial modeling with hands-on analysis of real-world payment flows across multiple processors and gateways. You will play a key part in identifying trends in acceptance rates, chargebacks, and fraud signals to support scalable growth. This is a high-impact position where analytical rigor translates directly into business decisions and customer experience improvements.

• Analyze large-scale payment transaction data to identify trends in acceptance rates, chargebacks, fraud patterns, and processing performance across multiple payment channels.
• Build and maintain financial and statistical models to forecast key payment KPIs, including conversion, fraud rates, and customer lifetime value drivers.
• Monitor payment performance across processors, card networks, and gateways, proactively recommending optimization strategies and allocation adjustments.
• Partner with engineering and product teams to support implementation of payment system enhancements and operational improvements.
• Develop dashboards, reporting tools, and analytical frameworks to support ongoing monitoring of payment health and business performance.
• Present insights, risks, and recommendations to senior stakeholders to guide strategic and operational decision-making.
• Collaborate cross-functionally to improve fraud prevention, payment optimization, and e-commerce operational efficiency.

Requirements

• Bachelor’s degree in Finance, Economics, Statistics, Business Analytics, or a related quantitative field.
• 4–6 years of experience in corporate finance, payments analytics, or a highly analytical finance role.
• Strong expertise in financial modeling, scenario analysis, and quantitative data interpretation at scale.
• Advanced proficiency in Excel (including pivot tables) and strong presentation skills using PowerPoint.
• Experience working with cross-functional teams including Finance, Product, Engineering, Marketing, and Customer Operations.
• Strong business acumen with the ability to translate complex data into clear, actionable insights for senior leadership.
• Ability to thrive in fast-paced, dynamic environments with competing priorities and evolving business needs.
• Experience with data visualization tools (e.g., Tableau or similar) and exposure to payments systems is a strong plus.
• MBA or advanced quantitative degree is a plus but not required.

Benefits

• Competitive base salary with performance-based bonus eligibility
• 401(k) retirement plan with company match
• Equity participation in the company
• Comprehensive medical, dental, and vision coverage (including family plans)
• Flexible spending accounts (health and dependent care)
• Flexible PTO, sick leave, and paid holidays
• Home office and internet reimbursement
• Wellness and mental health support resources
• Optional life, disability, and pet insurance coverage
• Additional wellness and lifestyle reimbursement programs