Senior Manager Financial Intelligence Unit

• Design and implement US-focused financial crime compliance frameworks and investigative standards aligning BSA/AML OFAC sanctions FinCEN reporting expectations and other applicable US regulatory requirements with Circle's global standards.
• Lead comprehensive financial crime risk assessments to identify US market vulnerabilities and global exposure ensuring Circle's risk appetite and controls are calibrated to domestic regulatory expectations and cross-border activity.
• Act cross-functionally within Financial Crime Compliance providing expert support across broader compliance domains including Sanctions KYC and Transaction Monitoring.
• Oversee and perform complex investigations into potential financial crimes and suspicious activity leveraging deep US market knowledge to interpret domestic and cross-border transaction patterns and behaviors.
• Review and analyze sophisticated transaction data using blockchain analytics tooling identifying illicit activity typologies relevant to US and global virtual asset markets.
• Serve as a primary point of contact for US regulators law enforcement and industry bodies while coordinating with global counterparts on cross-border matters.
• Strengthen the Second Line of Defense (2LoD) by developing oversight processes escalation protocols and high-impact training programs for US-based and global analysts.
• Collaborate with global product and engineering teams to enhance automated monitoring tools and rulesets based on US risk signals global typologies and cross-border exposure.

• 10+ years of experience conducting complex financial crime investigations ideally 2+ years within fintech or native virtual asset environments.
• Proven experience navigating the US financial crime regulatory environment and a nuanced understanding of the US financial ecosystem including fintech payments and virtual assets.
• A background that spans beyond investigations into broader compliance areas including Transaction Monitoring KYC framework design and regulatory advisory.
• Proficiency in blockchain forensic tools including TRM Labs and Elliptic and the ability to translate complex data into actionable compliance strategies.
• The ability to engage credibly with internal stakeholders regulators law enforcement and industry partners as a subject matter expert on US financial crime risks with global implications.
• Strong knowledge of US BSA/AML and sanctions requirements including SAR reporting OFAC expectations FinCEN guidance and regulatory expectations for fintech and virtual asset activity.
• Strong knowledge of US and global virtual asset typologies and illicit-finance risks including cross-border stablecoin and blockchain activity.
• Hands-on experience using blockchain analytics and transaction monitoring systems to identify suspicious activity.
• Demonstrated ability to write and review high-quality investigative reports and regulatory filings including SARs.
• Excellent analytical and communication skills with the ability to distill complex data into clear actionable insights.

• CAMS ICA or equivalent financial crime certification.
• TRM Advanced Crypto Investigations ("TRM-ACI") Elliptic Specialist Investigator Certification or equivalent blockchain analytics certifications.
• Experience liaising with US regulators and law enforcement agencies on BSA/AML sanctions and financial crime matters.
• Subject matter expertise with virtual asset service providers and evolving global typologies within the crypto ecosystem.

What We Do

Circle (NYSE: CRCL) is a global internet financial platform company powering the foundation of an open borderless and programmable economy. Circle connects financial institutions enterprises and developers to the next generation of the internet financial system through digital assets such as USDC Circle Payments Network for global money movement and Arc an enterprise-grade blockchain designed to become the Economic OS for the internet. Supporting trillions of dollars in economic activity and serving hundreds of millions of users worldwide Circle enables value to move with the speed security and transparency of the internet. Circle is committed to visibility and stability in everything we do. As we grow as an organization we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: High Integrity Future Forward Multistakeholder Mindful and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder.

Why Work With Us

Our employees are treated as people first with a real purpose for being here. Circle has created an environment where people can thrive grow be challenged and constantly build on their career. It's this same environment that draws competitive strength from within our employee base.

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