Senior Software Development Engineer- Receiver Products

Job Description:

• Design and deliver backend services and features that power receivers' ability to save and spend money in their home countries — from account structures to transaction flows.

• Write clear technical designs and RFCs for your own projects incorporating feedback from senior and principal engineers.

• Make sound day-to-day technical decisions on service boundaries data models and API contracts within an established architecture.

• Build integrations between receiver-side capabilities and Remitly's global money-movement infrastructure — disbursements FX liquidity and compliance systems.

• Ensure safe consistent hand-offs between send-side and receive-side flows with strong data consistency and auditability.

• Follow and help refine platform standards for cross-service communication idempotency and failure handling.

• Apply security and compliance requirements from the start partnering with Compliance and Security Engineering on AML KYC and local regulatory needs.

• Implement least-privilege access encryption at rest and in transit and audit trails as standard practice.

• Participate in threat-modeling exercises and resolve vulnerabilities in the services you own.

• Build services that perform reliably under real production load and scale gracefully as the receiver base grows.

• Help define and meet SLOs and error budgets for the services you own.

• Carry on-call responsibilities write runbooks and contribute to blameless post-mortems that improve the team's operational practices.

• Mentor SDE1/SDE2 engineers through code review pairing and design feedback.

• Actively participate in design reviews — both giving and receiving feedback — and help raise the technical bar on your team.

• Partner closely with your engineering manager and product manager to turn ambiguous problems into executable technical plans.

• 5+ years of professional software engineering experience including designing and operating production distributed systems.

• Track record of owning a project end-to-end — from technical design through launch and operation.

• Solid backend engineering fundamentals: service-oriented or event-driven architectures RESTful or async APIs and relational or distributed databases.

• Working knowledge of security and compliance considerations in regulated or sensitive-data environments (fintech banking payments or healthcare a plus).

• Comfortable collaborating across engineering product and operations to get things done.

• Clear written and verbal communication — you can explain a technical decision to both engineers and non-engineers.

• Experience building financial products for emerging markets (LATAM Sub-Saharan Africa South/Southeast Asia or similar).

• Exposure to payments infrastructure: card rails ACH real-time payment networks mobile money or digital wallets.

• Familiarity with AML/KYC frameworks PCI-DSS or SOC 2 in a software context.

• Experience integrating with partner financial institutions fintechs or licensed payment processors via API.

• Interest in growing toward broader technical leadership — mentoring RFC authorship cross-team design work.

• Mission that matters: every line of code you write moves real money for real families.

• Meaningful ownership: ship features and services end-to-end on a new fast-moving product surface.

• Global scale: build for users across dozens of countries with real distributed-systems challenges.

• Strong fundamentals: build on top of a proven high-reliability platform with mature engineering practices.

• Growth path: close partnership with senior and principal engineers with a clear track toward Staff-level scope.

• Competitive compensation: salary equity and comprehensive benefits — details shared during the recruitment process.

• Flexible work: hybrid model with offices in Seattle London and other global hubs.

Remitly is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

What We Do

Since 2011 Remitly has been tirelessly delivering on our promises to our customers sending their hard earned money home. Today we are incredibly proud to have served millions of customers globally. We strive daily to meet our promise to our customers by building peace of mind into everything we do. Join over 2700 employees across 10 offices who are growing their careers while having a positive impact on people globally.

Why Work With Us

We are united through our vision to transform lives with trusted financial services that transcend borders. We accomplish our vision by relentlessly focusing on culture via our cultural values. That starts with putting customers at the center of everything we do and includes investing in the growth & development of our team.

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