Senior Technical Underwriter

Life insurance is one of the world's most important products. It's also one of the hardest to build distribute and modernize. Bestow exists to change that.

Bestow is a leading vertical technology platform serving some of the largest and most innovative life insurers. Our platform unifies the fragmented legacy value chain enabling carriers to launch products in weeks instead of years. Carriers choose us to scale and operate at unprecedented speed powered by AI and automation.

Bestow isn't selling policies. We're building the infrastructure that helps an entire industry move faster reach more people and deliver on its promise.

Backed by leading investors (Goldman Sachs Hedosophia NEA Valar 8VC) and trusted by major carriers Bestow is powered by a team that moves with precision purpose and heart. If you want to help reimagine a centuries-old industry with lasting impact join us.

Bestow offers flexible remote/hybrid work meaningful benefits equity and substantial growth opportunities.

Bestow uses E-Verify to confirm the employment eligibility of all newly hired employees. To learn more about E-Verify including your rights and responsibilities please visit E-Verify.gov.

As a Senior Technical Underwriter you will be a part of the Insurance Product Team working across Bestow’s Software Product Customer Experience Data Science User Experience Actuarial Legal/Compliance and Engineering Teams. As the industry evolves rapidly you will help develop solutions that balance efficiency flexibility and solid risk management protocols.

This role reports to the Director of Underwriting Strategy and is open to Dallas TX or Remote (US). #LI-Remote

Bestow is looking for a Senior Technical Underwriter to contribute in the following ways:

• Enhance monitor and support the underwriting logic and data within our instant decision underwriting platform.

• Conduct audits to monitor the performance and functionality of our platform and review decisions of third-party and internal underwriters.

• Monitor underwriting metrics and data to identify opportunities and recommend improvements.

• Develop and iterate on carrier implementation framework

• Contribute to product feature evolution

• 8+ years of production life insurance underwriting experience.

• 1+ years experience with underwriting rules engines.

• FALU FLMI or CLU preferred.

• Strong technical background including proficiency with data analysis.

• Hands-on experience integrating and analyzing industry-standard data vendors to optimize underwriting processes.

• Experience conducting underwriting audits.

• Experience conducting User Acceptance Testing (UAT).

• An understanding of the legal/compliance framework for life insurance and underwriting.

• A self-starter who excels in an independent work culture.

• Adaptable and willing to embrace change.

• AI-Enabled Productivity: Skilled in deploying modern AI utilities to automate repeatable administrative and analytical tasks; frees up bandwidth to focus on high-impact strategic initiatives platform auditing and cross-functional product development.

At Bestow we’re proud to be awarded for our team members innovative products and culture. Our standard benefits include:

• Competitive salary and equity based on role

• Policies and managers that support work/life balance like our flexible paid time off and parental leave programs

• 100% paid-premium option for medical dental and vision insurance

• Lifestyle stipend to support your physical emotional and financial wellbeing

• Flexible work-from-home policy and open to remote

• Remote and WFH options as well as a beautiful state-of-the-art office in Dallas’ Deep Ellum for those who prefer an office setting

• Employee-led diversity equity and inclusion initiatives

Recent Employer Awards include:

• Best Place for Working Parents 2023 + 2024 + 2025

• Great Place to Work Certified 2022 + 2023 + 2024 + 2025

• Built In Best Places to Work 2022 + 2023 + 2025

• Fortune’s Best Workplaces in Texas 2022 + 2023

• Fortune’s Best Workplaces in Financial Services and Insurance 2022 + 2023 + 2024

We value diversity at Bestow. The company will hire recruit and promote regardless of race color religion sex sexual orientation gender identity or expression national origin pregnancy or maternity veteran status or any other status protected by applicable law. We understand the importance of creating a safe and comfortable work environment and encourage individualism and authenticity in every team member.

Thanks for considering a job at Bestow!

What We Do

At Bestow we’re on a mission to increase financial stability for everyone. We’re building the technology to modernize the life insurance industry and make things easier on everyone from consumers to carriers. It’s an audacious goal sure. But we’re just crazy enough to pull it off.

Why Work With Us

Our employees consistently say “Bestow is a great place to work” and we have the trophies to prove it — we've been Great Place to Work certified for three years running.

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