Settlement Analyst

When you join Atlanticus you become a member of a fast-growing mission-focused company that is committed to aid in meeting the financial needs of middle-class Americans. With a culture of collaboration and a one-team mindset we encourage entrepreneurial thinking to empower our customers toward financial well-being.

Atlanticus™ technology enables bank retail and healthcare partners to offer more inclusive financial services to everyday Americans through the use of proprietary analytics. We apply the experience gained and infrastructure built from servicing over 20 million customers and over $40 billion in consumer loans over more than 25 years of operating history to support lenders that originate a range of consumer loan products. These products include retail and healthcare private label credit and general-purpose credit cards marketed through our omnichannel platform including retail point-of-sale healthcare point-of-care direct mail solicitation digital marketing and partnerships with third parties. Additionally through our Auto Finance subsidiary Atlanticus serves the individual needs of automotive dealers and automotive non-prime financial organizations with multiple financing and service programs.

Office Location

• Atlanta GA – Located in the Queen Building (King & Queen Towers Sandy Springs) with easy access to I-285 GA-400 and a free shuttle to MARTA.

Work Culture

We foster a collaborative innovative environment where everyone contributes to building something meaningful. You’ll be empowered to lead grow and make an impact.

The Role

• What a day looks like:
  Funds Movement and Payments: The Movement of high volume and time sensitive daily Customer Payments to the Trust/Investors as well as the movement of funds to pay for Visa/MasterCard purchases.

Reconciliation & Reporting—Reconcile bank accounts and the Internal system of record to identify and resolve discrepancies and ensuring all accounts are balanced.

Managing Exceptions-Investigating discrepancies rejected payments and missing funds and reporting issues to Payment Processing.

Maintain accurate records and support for all Settlements supporting audits and regulatory compliance requirements.

Record and Track various Customer Payment types to identify payment trends to provide to Management.

• You’re a great fit if you have:
• Associate or Bachelor’s degree in Accounting or Business Administration is preferred or similar work experience.
• Proficient in Microsoft excel.
• Attention to Detail: Ability to spot errors.
• Problem-Solving-Strong analytical abilities to troubleshoot and resolve issues.
• Ability to communicate effectively with internal teams and external banking partners.

Why You’ll Love Working Here

This isn’t just a job it’s a place to lead grow and thrive. If you believe in your skills and drive we’ll provide the resources and support to help you succeed.

Benefits include:

• Generous PTO and holiday schedule
• 401(k) with company match
• Employee stock purchase plan
• Ongoing training (lunch & learns financial and health webinars)
• Team volunteer outings

Atlanticus is an equal opportunity employer. All qualified applicants will receive consideration without regard to race religion gender sexual orientation age veteran status disability or other protected status.

What We Do

Empowering Better Financial Outcomes for Everyday Americans Atlanticus™ technology enables bank retail and healthcare partners to offer more inclusive financial services to everyday Americans through the use of proprietary technology and analytics. We apply the experience gained and infrastructure built from servicing over 20 million customers and $48 billion in consumer loans over more than 25 years of operating history to support lenders that originate a range of consumer loan products. These products include retail and healthcare private label credit and general purpose credit cards marketed through our omnichannel platform including retail point-of-sale healthcare point-of-care direct mail solicitation internet-based marketing and partnerships with third parties. Additionally through our Auto Finance subsidiary Atlanticus serves the individual needs of automotive dealers and automotive non-prime financial organizations with multiple financing and service programs.