Job Description
At Wisetack, we’re building financially responsible consumer lending products that help service-based businesses thrive.
Wisetack is a well-funded ~130-person startup founded in 2018 by a team of experienced fintech veterans, with a leadership team that comes from PayPal, LinkedIn, Lending Club, Affirm, Amazon, and other top companies. We’re backed by leading VCs, including Insight Partners, Greylock, and Bain Capital Ventures, (investors in Airbnb, LinkedIn, Instagram, Dropbox, and many more).
We raised a $45M Series B last year and since then, we've invested in our people and technology and signed a slew of new partnerships. This is a fun stage in any company's lifecycle where we've got the core foundation built, a healthy growth rate, and a clear path to success, but you'd still be joining early enough to help shape the future of the company.
Most recently, we’ve been recognized as the Best Consumer Lending Solution by Finovate Awards. Business Insider called us one of the 70 most promising startups changing the world of finance, and LendIt selected us as this year's winner in the Best Emerging Lending Platform category for their Fintech Industry Awards. The external recognition is great, but we're equally — if not more — happy with the recognition from our customers. Our current NPS rating is a sky-high 78 (industry average hovers around the 40s or 50s, depending on who you ask). We're proud that we're building a product that customers love as well as being recognized as a Great Place to Work by our team members.
- Perform credit analyses to improve new customer underwriting (approve/decline, loan amount assignment, and pricing)
- Monitor and report credit product risk and portfolio trends
- Design and perform various types of analyses such as Vintage, Time Series, Deep Dive, What-If, and Root Cause analyses on our lending portfolios.
- Analyze and report key findings.
- Recommend appropriate policies, procedures, controls, and underwriting guidelines to manage risk.
- Research, collect, and analyze external macro-economic and industry trends to forecast their impact on consumer credit risk
- Develop a solid understanding of segment level valuations to develop optimal policies at the segment level
- Work closely with Data Scientists to leverage new underwriting risk models
- 2+ years of experience performing credit analyses in consumer lending businesses (e.g., credit cards, auto loans, unsecured loans)
- Ability to perform analyses with a high degree of autonomy and accuracy
- Strong sense of ownership and business orientation
- Strong technical skills - SQL, Excel Macros/VBA - R/Python is a bonus
- Ability to communicate insights clearly and succinctly (written and verbal)
- Experience using Tableau or other software for data exploration & visualization is strongly preferred
- BS / MS in a quantitative discipline (Computer Science, Mathematics, Statistics or Engineering) preferred
Date Posted
12/13/2022
Views
5
Similar Jobs
Business Development Manager - Life, Health, & Medicare - QuinStreet
Views in the last 30 days - 0
View DetailsBusiness Development Manager - Commercial & Small Business - QuinStreet
Views in the last 30 days - 0
View Details