Remote

U.S. RMBS Credit Ratings, Vice President - New York

Remote Posted Jul 10, 2026 0 views

Compensation

Compensation not disclosed

This employer didn't list pay. Model a likely range with the calculator.

Model this offer in the calculator

Posting language

Tone
Neutral
Subjectivity
0.00

Job description

MorningstarJobs
U.S. RMBS Credit Ratings Vice President - New York

U.S. RMBS Credit Ratings Vice President - New York

Posted 2 Hours Ago
Be an Early Applicant
New York NY USA
Hybrid
113K-179K Annually
Senior level
Artificial Intelligence • Big Data • Enterprise Web • Fintech • Software • Financial Services
Empowering Investor Success
The Role
Lead analyst for U.S. RMBS ratings: perform collateral and cash flow analysis test cash flow models review legal documents present to rating committee develop criteria publish commentaries and manage client relationships.
Summary Generated by Built In
U.S. RMBS Credit Ratings Vice President - New York
Morningstar DBRS is seeking a ratings analyst with strong quantitative and analytical skills to join the Global Structured Finance group on the U.S. RMBS Credit Ratings team as a Vice President in New York.
The successful candidate will primarily conduct all the activities required to assign new ratings for U.S. RMBS transactions including collateral assessment cash flow analysis third-party due diligence and legal document reviews. The candidate should be willing to work in an environment with a strong focus on teamwork have strong work ethic have an analytical and quantitatively oriented mind-set and pay attention to details.
The successful candidate will possess the interpersonal presentation and communication skills necessary to work with all levels of professionals executives and external contacts. The role offers wide opportunities to develop structured finance experience in a client facing environment.
Job Responsibilities:
  • Act as a lead analyst on structured finance transactions and present analysis to rating committee.
  • Perform transaction analysis including analysis of collateral deal structure and legal issues.
  • Focus on key credit issues during the new issue rating process.
  • Test cash flows to confirm accuracy and robustness of cash flow models. Conduct scenario/sensitivity analysis and communicate analysis to senior staff and colleagues.
  • Conduct analysis to evaluate the credit profile of securities and review related legal documents.
  • Participate in criteria development and enhancement of structured finance models.
  • Produce and publish industry commentaries and newsletters.
  • Build and maintain relationships with bankers investors and originators.

Qualifications:
  • Completion of bachelor's degree in finance math economics computer science engineering or any other related field.
  • 5+ years of experience in structured finance.
  • Proficiency in Microsoft Excel and Microsoft Office programs.
  • Robust understanding of credit & legal aspects of structured finance transactions in the residential mortgage product area.
  • Strong quantitative and analytical skills with a high attention to detail.
  • Excellent written and verbal communication and interpersonal skills.
  • Self-starter and team player with demonstrated ability to work in a fast paced environment.
  • Personable eager to learn organized deadline driven and systems oriented.
  • Familiarity with structured products market and technical expertise in using fixed income analytical systems such as Intex (Dealmaker Calc) and Bloomberg.

Nice to have:
  • Master's degree in finance math economics computer science or any other related field.
  • VBA Python or other basic programming skills.

About Us
Morningstar DBRS is a leading provider of independent rating services and opinions for corporate and sovereign entities financial institutions and project and structured finance instruments globally. Rating more than 4000 issuers and 60000 securities it is one of the top four credit rating agencies in the world.
Morningstar DBRS empowers investor success by bringing more transparency and a much-needed diversity of opinion in the credit rating industry. Our approach and size allow us to be nimble enough to respond to customers' needs in their local markets but large enough to provide the necessary expertise and resources they require. Market innovators choose to work with us because of our agility tech-forward approach and exceptional customer service.
Morningstar DBRS is the next generation of credit ratings.
Compensation and Benefits
At Morningstar we believe people are at their best when they are at their healthiest. That's why we champion your wellness through a wide range of programs that support all stages of your personal and professional life. Here are some examples of the offerings we provide:
  • Financial Health
    • 100% 401k match up to 6% of salary
    • Stock Ownership Potential
    • Company provided life insurance - 1x salary + commission
  • Physical Health
    • Comprehensive health benefits (medical/dental/vision) including potential premium discounts and company-provided HSA contributions (up to $500-$2000 annually) for specific plans and coverages
    • Additional medical Wellness Incentives - up to $300-$600 annual
    • Company-provided long- and short-term disability insurance
  • Emotional Health
    • Trust-Based Time Off
    • 6-week Paid Sabbatical Program
    • 6-Week Paid Family Caregiving Leave
    • Competitive 8-24 Week Paid Parental Leave
    • Adoption Assistance
    • Leadership Coaching & Formal Mentorship Opportunities
    • Annual Flex Stipend - $1000 annually to cover personal education & well-being expenses
    • Tuition Reimbursement
  • Social Health
    • Charitable Matching Gifts program
    • Dollars for Doers volunteer program
    • Paid volunteering days
    • 15+ Employee Resource & Affinity Groups

Base Salary Compensation Range
$113308.00-178794.66
Incentive Target Percentage
30% Annual
If you receive and accept an offer from us we require that personal and any related investments be disclosed confidentiality to our Compliance team (days vary by region). These investments will be reviewed to ensure they meet Code of Ethics requirements. If any conflicts of interest are identified then you will be required to liquidate those holdings immediately. In addition dependent on your department and location of work certain employee accounts must be held with an approved broker (for example all U.S. employee accounts). If this applies and your account(s) are not with an approved broker you will be required to move your holdings to an approved broker.
Morningstar's hybrid work environment gives you the opportunity to collaborate in-person each week as we've found that we're at our best when we're purposely together on a regular basis. In most of our locations our hybrid work model is four days in-office each week. A range of other benefits are also available to enhance flexibility as needs change. No matter where you are you'll have tools and resources to engage meaningfully with your global colleagues.
R06_DBRSInc DBRS Inc. - US Legal Entity

Skills Required

  • Bachelor's degree in finance math economics computer science engineering or related field.
  • 5+ years of experience in structured finance.
  • Proficiency in Microsoft Excel and Microsoft Office programs.
  • Robust understanding of credit and legal aspects of residential mortgage structured finance transactions.
  • Strong quantitative and analytical skills with high attention to detail.
  • Excellent written and verbal communication and interpersonal skills.
  • Self-starter and team player able to work in a fast-paced environment.
  • Personable eager to learn organized deadline driven and systems oriented.
  • Familiarity with structured products market and technical expertise using fixed income analytical systems such as Intex (Dealmaker Calc) and Bloomberg.
  • Master's degree in finance math economics computer science or related field.
  • VBA Python or other basic programming skills.

What the Team is Saying

Anna
Upasna
Saurabh
Wendell
Raaghavendar
Jeff
Brandon
Kunal Kapoor
Elizabeth Collins
Marie Trzupek Lynch
Rod Diefendorf
Christine

Morningstar Compensation & Benefits Highlights

  • Leave & Time Off BreadthA recurring paid sabbatical and flexible time off in North America provide substantial time away and are presented as a signature differentiator. The program’s active use alongside paid volunteer days underscores broad time-off options.
  • Parental & Family SupportA global standard for paid parental leave plus paid caregiving leave and adoption assistance signals robust family support. These policies are positioned as company-wide standards with location-specific administration.
  • Equity Value & AccessibilityA shared ownership program enables converting part of a bonus into RSUs with a company match adding long‑term value beyond salary. Performance-based RSU awards can further enhance equity outcomes for high achievers.

Morningstar Insights

Am I A Good Fit?
beta
Expert contributor network
Get Personalized Job Insights.
Our AI-powered fit analysis compares your resume with a job listing so you know if your skills & experience align.

The Company
HQ: Chicago IL
11500 Employees
Year Founded: 1984

What We Do

At Morningstar we believe in building great products in-house in a highly collaborative agile environment where we focus on technical excellence the user experience and continuous improvement. Our technologists represent a range of skills and experience levels but they all view their work as a craft and push technology’s boundaries.

Why Work With Us

Imagining big things is in our blood -- it's transformed us from a company with just a few employees in 1984 to a leading independent investment research company with a worldwide presence today. As of April 2020 we acquired Sustainalytics to drive long-term meaningful outcomes for investors in the ESG space. Join us on this exciting journey!

Gallery

Morningstar Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

Typical time on-site: 3 days a week
HQGlobal Headquarters
Mexico City
Santiago Province
LU
NSW
Amsterdam NL
Bangkok TH
Cape Town ZA
Dubai Dubai
Frankfurt am Main DE
Frederiksberg DK
London GB
Madrid ES
Milano IT
Navi Mumbai Maharashtra
New York NY
Oakland MD
Oslo NO
Paris FR
São Paulo São Paulo
PitchBook US Headquarters
Stockholm SE
Tokyo JP
Toronto ON
Toronto Ontario
Zürich CH
Learn more

Similar Jobs

Morningstar

Senior Vice President CLO & Structured Credit Ratings

Artificial Intelligence • Big Data • Enterprise Web • Fintech • Software • Financial Services
Hybrid
New York NY USA
11500 Employees
149K-236K Annually

Morningstar

Senior Credit Analyst RMBS

Artificial Intelligence • Big Data • Enterprise Web • Fintech • Software • Financial Services
Hybrid
New York NY USA
11500 Employees
162K-180K Annually

Morningstar

VP US ABS Surveillance

Artificial Intelligence • Big Data • Enterprise Web • Fintech • Software • Financial Services
Hybrid
New York NY USA
11500 Employees
113K-179K Annually

Morningstar

Vice President Business Development - US Commercial/Esoteric ABS

Artificial Intelligence • Big Data • Enterprise Web • Fintech • Software • Financial Services
Hybrid
New York NY USA
11500 Employees

Related roles

Similar jobs

cloud engineer

Black Financial Consult Remote Jun 26, 2026
Neutral tone
Comp not disclosed